Personal Banking Made Simple
Everything you need to manage your money, pay bills, save for the future, and achieve your financial goals.
Everything You Need in One App
Manage all your financial needs with our comprehensive personal banking features.
Send & Receive Money
Transfer money instantly to anyone, anywhere in Nigeria with just their phone number or account details.
- Instant transfers
- Low fees
- 24/7 availability
- Bank-to-bank transfers
Pay Bills Effortlessly
Pay all your bills in one place - electricity, water, cable TV, internet, and more.
- All billers supported
- Automatic reminders
- Payment history
- Bulk payments
Airtime & Data
Top up your phone and buy data bundles for all networks at discounted rates.
- All networks supported
- Instant delivery
- Discounted rates
- Auto-recharge
Smart Savings
Save money automatically with our flexible savings plans and earn competitive interest.
- Automated savings
- High interest rates
- Flexible plans
- Goal tracking
Insurance Protection
Protect yourself and your loved ones with affordable insurance plans.
- Health insurance
- Life insurance
- Device protection
- Travel insurance
Cashback Rewards
Earn cashback on every transaction and unlock exclusive discounts.
- Up to 5% cashback
- Exclusive deals
- Loyalty rewards
- Referral bonuses
Ready to Take Control of Your Finances?
Join millions of Nigerians who trust PayCash for their daily financial needs.